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North Risk’s Hokan Almstrom Named One of Insurance Journal’s 2025 Agents of the Year
April 15, 2026 – North Risk Partners is proud to announce that Hokan Almstrom, V.P. – Employee Benefits, Risk Advisor, Partner, has been named one of Insurance Journal’s 2025 Agents of the Year.
Minnesota’s Minimum Wage Increase for 2026
April 8, 2026 – New statewide and city‑specific wage increases are now in effect in Minnesota for 2026. Learn more about how new rates affect your business and what updates you’re required to make.
Employer Rights & Responsibilities During ICE Visits
January 27, 2025 – Immigration-related workplace visits and audits can occur with little or no warning. While these situations can feel stressful, employers do have rights and responsibilities—and a clear plan can help protect operations, employees, and legal compliance.
Fourth Quarter Benefit News Highlights
January 14, 2026 – This quarter brings key updates in employee benefits—from new IRS guidance on ACA electronic reporting to final 2025 Forms 1094-C and 1095-C, plus insights on ICHRA affordability and hospital pricing transparency. Read more to stay ahead of compliance changes that could impact your organization.
Benefits During an Unprotected Leave of Absence
January 14, 2026 – Administering health plan coverage during an employee’s leave can be complex, especially when protected leave under laws like FMLA doesn’t apply. This blog outlines key considerations for employers when coverage continues after protected leave is exhausted or unavailable.
ACA Employer Reporting Summary
January 14, 2026 – Certain employers must report health plan and coverage data to the IRS each year, impacting ACA compliance and eligibility for tax credits. Learn what’s required, why it matters, and the costly penalties for inaccurate or late reporting.
Chris Schneeman and Gloria Thompson Inducted into MN Insurance Hall of Fame
Gloria Thompson and Chris Schneeman were among eight Minnesota insurance professionals who were honored in October for their contributions to the insurance and risk management…
Changes for Contractors: Minnesota’s Zero Exposure Work Comp Law
November 20, 2025 – The Zero Estimated Exposure Workers’ Compensation Law will take effect on January 1, 2026. This law aims to create more transparency and accountability within the construction industry. Learn more about its implications and the steps contractors need to take before next year.
Updated PCORI Fees Announced
November 17, 2025 – This summary has been updated to reflect the recently announced fees for the 2025-2026 year.
Affordability Percentage Will Increase for 2026
November 17, 2025 – The affordability percentage for 2026 has reached its highest level ever. Employers may increase employees’ health coverage contributions for 2026 while still meeting the updated affordability percentage.
Final Instructions for 2025 ACA Employer Reporting
November 17, 2025 – The IRS released the final 2025 instructions for Form 1094 and 1095. There are no significant changes from the prior year’s instructions other than updated due dates and penalty amounts.
Annual FSA Contribution Limits
November 17, 2025 – Find out details of how the annual contribution and reimbursement limits apply for flexible spending arrangements (FSAs) in 2026.