Employee Benefits

Modern Solutions

Knowledgeable Service

Whether your organization is small, large or growing, our team has the knowledge and resources to support you in nearly all aspects of your employee benefits program.

  • Medical
  • Dental
  • Life/AD & D
  • Disability (short and long-term)
  • Flexible Spending Account (FSA)
  • Health Savings Account (HSA)
  • Health Reimbursement Arrangement (HRA)
  • FMLA

Value-added Services

We offer value-added services in the areas of human resources, safety, and wellness. Contact an advisor to learn more.

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Enrollment Options

From traditional paper applications to online solutions, we offer a range of enrollment methods to meet the unique needs of your organization.


Know what to expect with this no-frills, paper-driven approach to employee benefits.


Enjoy both the comfort of a traditional defined coverage approach and the ease of streamlined processes using this online HR and employee benefits portal.

Bright Choices® Exchange

Let your employees shop for benefits using this private online store. You, the employer, control costs by setting a dollar amount to contribute while the employee enjoys the freedom to choose coverage that fits his or her unique insurance needs.

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Renewals: Our Approach

We tackle the challenges of your renewal with a comprehensive approach that includes a Premium Comparison Worksheet to help you make an informed decision by comparing cost, carriers and similar plans, year-over-year.

Premium Comparison Worksheets

  • The cost impact of plan changes
  • Available plan alternatives by carrier
  • Available benefit offering alternatives
  • The impact of plan and carrier changes on each employee’s rate

Large Employers

We offer additional consulting services to large groups (100+ employees), including but not limited to medical claims review and analysis, budget forecasting, alternative funding, and health care reform support specific to large groups.

To learn more, contact an advisor today.

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