Kato Insurance Agency in Mankato Joins North Risk Partners

Effective Sept. 1, Kato Insurance in Mankato, Minn. joined North Risk Partners, one of the largest independent insurance broker and risk advisory firms in the Midwest.

Scott Michaletz, owner of Kato Insurance since 1990 after purchasing the agency from his father, has joined North Risk alongside eleven Kato team members. This expands North Risk’s team to over 420 insurance professionals across 31 locations in five states: Minnesota, North Dakota, South Dakota, Iowa and Nebraska.

“Just like North Risk, we place a high importance on quality service to our clients and involvement in our local community,” says Scott Michaletz. “From a culture and mission perspective, the mutual value our two firms hold for creating long-term, trusting relationships with our clients, internal teams, and community makes this marriage especially exciting and promising.”

North Risk Partners – Kato Insurance clients now have access to North Risk’s wide array of capabilities and insurance companies in the areas of commercial insurance, employee benefits, and personal insurance. Additionally, those clients who are employers will now have access to the firm’s value-added services in the areas of human resources, health and safety, and more.


Pictured are North Risk Partners’ Mankato team members, including team members from Kato Insurance and North Risk’s long-time Mankato office, and North Risk’s southern division leaders including Lisa Ratgen, Dave Effertz, and Mark Hayford. Front row (L-R): Emilee Iverson, Deb Cerny, Kayla Schabert, and Bridget Satre; back row (L-R): Tara Schwartz, Brenda Kreinbring, Amanda Ohme, Sydney Kappel, Lisa Ratgen, Dave Effertz, Sarah Denn, Mark Hayford, Jon Michaletz, Scott Michaletz, Matt Michaletz, Carrie Pyzick, Nick Burger, Barbara Campbell, Holly Sens, and Stacy Witte


Jon Michaletz and Matt Michaletz, sons of Scott who have worked at Kato for several years, have joined North Risk’s partner group, continuing the presence of local ownership in the community.

“We are thrilled to welcome the entire Kato team to North Risk,” says Mark Hayford, president of North Risk’s southern division. “This new partnership creates one of the most knowledgeable and experienced team of insurance professionals in southern Minnesota.”

On Sept. 7, North Risk’s long-time Mankato team joined the Kato Insurance team at their office located at 100 Warren St., Ste. 204 in the Profinium Place Tower building in the heart of downtown Mankato. North Risk will no longer have representatives available at the 40 Good Counsel Drive location in Mankato.


North Risk Partners specializes in strategic insurance solutions for people and business. Our team helps clients Face Risk Head On with right-fit insurance coverage and loss prevention resources. For businesses, we offer commercial insurance, surety bonds, employee benefits, as well as programming and compliance support in the areas of human resources, health and safety, and more. Our firm has over 400 employees and 31 locations across our five-state footprint.

Media Contact:
Stacy Monroe, External Communications Specialist, North Risk Partners
stacy.monroe@northriskpartners.com | (651) 379-7898