Fidelity Bonds

Fidelity Bonds

Will indemnify an insured for a loss caused by a dishonest or fraudulent act of an employee. A common request for this type of bond comes from the financial and service industry, in which employees are entrusted to perform a service at their client’s home or business, or has access to financial data.

Service Industry Bonds

A type of fidelity bond available for a wide range of businesses and offer per-employee and blanket limit options to suit your unique needs. Here is a small sample of businesses which could benefit from this coverage:

  • Appliance Repair
  • Carpet Installers
  • Cleaning/Janitorial Services
  • Home Health Providers
  • Plumbing & Heating Contractors
  • Real Estate Professionals

Fiduciary Bonds

A fidelity bonds that indemnify anyone giving financial advice or is responsible for managing the assets of an individual, group or business. A Fiduciary bond could be required for a court appointed guardian, a business or non-profit account manager or ERISA law, to name a few examples.


The Employee Retirement Income Security Act, passed in 1974 requires among other things that every fiduciary of an employee-benefit plan, who handles funds or other property of the plan, to be bonded by a surety on the US Treasury List of Acceptable Sureties on Federal Bonds.

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